Saving for a home down payment is one of the seven biggest obstacles that intimidate first-time homebuyers. There are only a few options for 0% down loans, but it’s pretty easy for most people to put down anywhere between 3.5% and 5% and be able to buy a home. We will be able to help you find the perfect home loan to fit your budget and your lifestyle!

Your down payment decision may well be the most important decision you make when financing your house. You may be aware that in addition to your down payment, the typical closing costs can run anywhere from 2-4% of the purchase price. If you are not yet under contract, you can often negotiate for the seller to pay your closing costs.

You DO need adequate credit, documented income and possibly money for a down payment. But, by working with a mortgage planner, you will discover that buying your first home may be a lot easier and closer than you think.

With low home mortgage loan interest rates, right now is one of the best times to consider all of your homebuying or selling options. Whether you are buying a new home or looking to refinance your current home, you can trust me to make your home loan as stress-free as possible. Call me today to set up an appointment!